By Matt Allan. Drivers are being warned their insurance may be ­invalid for non-essential journeys during lockdown. The introduction of the second lockdown has created confusion amongst motorists over … If you were to have an accident you could end up paying thousands to cover the repair. The Association of British Insurers (ABI) has issued a lot of advice in recent months and has set up a specific coronavirus FAQ page for car insurance questions. Alex Kindred, car insurance expert at Confused.com confirmed to Metro.co.uk: ‘While the government have advised against non-essential journeys in England, people do still need to use their cars for commuting to work or other essential trips. A warning has been issued to drivers during lockdown who might have their insurance invalidated if they drive for non-essential reasons. A spokesman for the Association of British Insurers said: "Your cover will not be affected if you drive during the lockdown period. These purposes can include work, childcare, shopping for essential items and education, amongst others. Has Wales’ lockdown worked and what are the new rules now the firebreak is over? It’s well worth a read. Under the rules for the second national lockdown in England this month, people are being asked to stay at home as much as possible and only go out for ‘specific purposes’. Rumours are swirling that making a non-essential journey in your car during lockdown that breaks the government guidelines could invalidate your car insurance. Invalid Email. video. The Government has published 32 pages of regulations including exceptions to the general stay-at-home message. And according to the Mirror, making a non-essential car journey during lockdown could also prove to be a costly mistake, as your insurance could be invalid if you have an accident. But this isn’t the case. With England currently being under lockdown until December 2, people are being told to stay at home and only leave for specific reasons. Is car insurance valid during lockdown? Motor insurers continue to cover those using their vehicle for commuting to work and NHS volunteering without you having to first tell them. As the UK moves in and out of lockdown restrictions like some really unappealing game of hokey-cokey, there have been plenty of questions arising from motorists about what they can and can’t do with their cars. Car insurance could be invalidated by using parking service [COMMENT] These are usually more expensive than traditional agreements and may not offer the same level of protection. ‘Operation Drive Insured’ saw all of the UK’s 43 police forces working to detect and seize uninsured cars a couple of weeks ago, so it’s entirely possible that some of the law enforcement activity affected those who didn’t have their insurance details up to date. Drivers across England are being warned about driving during lockdown for non essential travel, but have been reassured that they will stay insured if they do. While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the law – it won’t automatically invalidate your car insurance. Some drivers’ car insurance policies have been made invalid … This site uses cookies to improve your experience. Stuart is the Editorial Director of our suite of sites: GAP insurance and warranty offers from ALA. A spokesperson told the Banbury Guardian: “Contrary to reports, using your car for non-essential travel will not risk invalidating your car insurance. Drivers who continue to use their vehicles to make non-essential journeys could soon find their car insurance is no longer valid. Specialist lawyer in traffic and speeding offences, Nick Freeman (otherwise known as Mr Loophole), has said that driving during the coronavirus lockdown could invalidate your policy. latest news, feel-good stories, analysis and more, Dad who won £58,000,000 in lottery takes friends on extravagant trip to Dubai, Matt Hancock ‘absolutely backs’ police who fined women walking in park, Covid-denier ‘arrested for refusing to leave bench’, Police spotted ‘breaking’ lockdown rules with group breakfast inside café, Every adult to be offered Covid vaccine by autumn. More car insurance news and advice at The Car Expert, Used car warranty – the law and your rights, Been in a shunt? England is currently in a month-long national lockdown in a bid to … Confused.com car insurance expert Alex Kindred said: “The number of people who applied for a Statutory Off Road Notice (SORN) more than doubled at the start of the lockdown in March." Leaving home without ­“reasonable excuse” may … While making a non-essential journey during lockdown in England this month might break the rules – or in some cases, the law – it won’t automatically invalidate your car insurance. You can unsubscribe at any time. We’ve put together this helpful guide with ten points to check: Part of the confusion about whether your car insurance is valid may be coming from police forces across the running a co-ordinated crackdown on uninsured drivers. The origin of this appears to be an insurance-switching organisation that published a press release last Friday, saying: “you may find your car insurance policy won’t cover the damage and you could end up paying thousands of pounds for repairs”. Drivers in Lancashire are being warned their car insurance may be invalid if they make non-essential journeys during the latest national lockdown. And anybody caught leaving home without a "reasonable excuse" could incur a £200 fine under Covid-19 regulations. But could there be wider repercussions too? GAP insurance and warranty offers from ALA | Warranty offers from Warrantywise | Sell your car with Motorway | Cars for sale from Carsnip, Award-winning, independent and impartial advice on buying, owning and running a car, We compare reviews from 25 motoring websites to bring you a definitive rating for every new car, All the most important new car launches, model updates, car reviews and industry news, Our commercial partners bring you exclusive offers on their products and services, Car buyingCar financeCar ownershipCar insurance, Latest ratingsTop-rated carsTop-rated SUVsAll ratings, About usMedia appearancesPartnersAdvertising, The Van ExpertThe Truck ExpertCommercial Vehicle EngineerImmediate Network. May be ­invalid for non-essential journeys during lockdown could invalidate their insurance invalidated if make. Should still be valid if you drive during lockdown might invalidate their insurance be valid if you were to an! 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